Tax breaks for homeowners
Becoming a homeowner for the first time, you might not be aware of all the different tax breaks exist – here we look at the ones currently in affect in the Netherlands (2020).
The Importance of Enough
When does one have enough? Is more really better? These concepts were put to question in Vicki Robin’s ‘Your Money or Your Life’. Here the fulfillment curve is revisited and improved with a scientific perspective.
Fixing interest rates – what’s the best?
To fix or not to fix – if so, how long? That is the question! Especially with interest rates at an all time low – people are jumping to fixing their interest rate for long periods, but is this wise?
A pharmacologist in Finance
How did I end up writing about personal finance? I didn’t think that I needed to worry that much about money until not too long ago. Life changing events always happen when you think you shouldn’t need to worry about something, don’t they?
Different mortgage types explained
Whether or not it is easy to buy a house, reality for most will be that they need help in the form of a mortgage. Let’s start with exploring the basic types of mortgages for a home.
Tax-free gifting
Gifting can be a fulfilling experience – however, taxes can spoil this moment dearly. Let’s have a look at the kinds of tax-free gifting are available.
What mortgage term is best?
When it comes to loans, mortgages tend to be some of the longest running loans someone might get. However, how long should it be? What are the advantages to a 30-year mortgage compared to a 15-year mortgage? These are some of the mortgage basics we will touch on in this article.
Where did all your money go? Tracking your net worth
You know how much money you are worth right? You might be surprised! Your net worth is much more than a budget and it starts with making a list of all your assets and liabilities, and then subtracting the liabilities from the assets to find out your net worth
How much house should you afford?
When buying a home, you might be wondering how much you can borrow for your mortgage. But are you also considering how much you want to borrow? Here we look at how much you can get according to Dutch guidelines and how much is too much when it comes to getting a mortgage for your home.
Things I wish I knew sooner about mortgages
Starting to look to buy a new house for the first time? Overwhelmed by the types of decisions and underwhelmed by your knowledge about these topics? I knew I was! This article is to give an overview of basic mortgage philosophies and regulations.