This website is a collection of financial philosophies - striving to build better financial literacy around the world.

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How much is needed to be financially independent?

Never having to make a decision for money reasons, sounds great right? Increasing amount of people are finding that their reality is just living to work and working to live, and they are getting tired of it. In comes the dreams of financial independence, enough money to do what you want (and stop doing what you don't want). Sounds great! But is it attainable and how do you know you've reached your goal? In this article we will take a look at how much you would need.
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How much is needed to be financially independent?

Mortgage calculator

While it might be a discussion on whether or not it is better to buy than rent, it is good to know the numbers associated with your situation to make an informed decision. With that in mind I made a mortgage calculator, or actually two – an international version for people around the world, and a version that uses all the relevant legal limits for the Netherlands, to give an indication of your options.
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Mortgage calculator

Are you part of the 1%?

What is your financial standing? Do you consider yourself rich, poor or just plain average? In this article we will dive into some statistics and I'll share a few great sites to compare yourself to the world!
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Are you part of the 1%?

Making a financial plan

A goal without a plan is just a wish. If you have something you really want, and it needs money – you’ll need a plan to get it. In this article I’ll help you set up your very own financial plan to make your financial journey actually reach its destination.
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Making a financial plan

How to make a cash flow statement for the best household budget

I cannot stress enough how crucial having a proper household budget has been in the improvements of my financial journey over the last couple of years. Check out here what it is and what is involved!
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How to make a cash flow statement for the best household budget

5 ways to FI/RE

You're excited about the FI/RE concept, but you're not sure if it is a perfect fit for you? You're not alone, let me tell you about the variations of FI/RE people have created to better fit their personal vision.
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5 ways to FI/RE

The FI/RE Philosophy

Financial independence, early retirement lovely words and an increasingly popular trend that seems to have finally reached the Dutch mainstream media. They don't seem to understand it though, so let me give you a better(?) explanation!
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The FI/RE Philosophy

Dangers on your financial journey: Lifestyle inflation

You can spend your fortunes away, and not even realise it. Have you ever thought about what you spend your money about? Is it worth it? Let's have a look at how to prevent the life style creep damaging your wealth.
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Dangers on your financial journey: Lifestyle inflation

The magic of compound interest

How do the rich get richer and the poor get poorer? Like magic that can be used for good or evil, compound interest has the power to influence your financial future either way. Learn about it now to make sure you're on the right path.
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The magic of compound interest

Ignorance is bliss

Do you ever feel like that the more you know, the more problems on the road ahead seem to appear? Time for a rant on how it used to be better ‘in the good old days’.
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Ignorance is bliss