This website is a collection of financial philosophies - striving to build better financial literacy around the world.

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My Mortgage story

Knowing what I know now, would I change my decisions made in the past? Let's have a look at my story when buying my first home!
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My Mortgage story

Renting is throwing your money away?

Should you buy or rent a home? It is a difficult decision that most people just assume in the benefit of buying, because that's what everyone wants right? Let's find out.
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Renting is throwing your money away?

Which wolfpack should you hang out with?

What kind of friends are worth keeping close? Which one should you keep away? It seems that the people you hangout can affect you in more ways than one.
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Which wolfpack should you hang out with?

Getting rid of your mortgage

Ever wondered why you need to keep paying for 30 years for a house you supposedly own? More and more people are wondering the same and have started paying off their mortgages early to live a mortgage-free life. Are lower monthly payments the holy grail and should everyone just pay off their mortgage as soon as possible? You guessed it, probably not, let’s have a look at pre-paying your mortgage.
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Getting rid of your mortgage

Why you should cut off your kids financially

All parents want the best for their kids, right? You might think otherwise, after reading this.
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Why you should cut off your kids financially

Obligations destroying your mortgage opportunities

You want to buy a house, but have student loans or an ex-partner taking half your pay check every month? This might severely impact your purchasing power, more than you might realize. Read on to find out more!
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Obligations destroying your mortgage opportunities

Making the most of life

You ever feel like time is flying by? That you cannot fathom how much time you’ve got left? Did you spend your time well? This abstract idea of your life is very well illustrated using a Life Calendar, let's have a look!
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Making the most of life

How mortgage insurance can protect you, and why you might want to avoid it

Downpayments, mortgage insurances - perhaps you've heard about them - but do you know what their relationship is and what are the pros and cons? Let's have a look!
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How mortgage insurance can protect you, and why you might want to avoid it

(Anti-)Budgeting – rules to live by

When the money is gone, is there still month left over? Stop running out of money before the end of the month with good budgeting strategies. Hate budgeting? I’ll talk about anti-budgeting as an alternative – let’s dive into the wonderful world of budgeting.
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(Anti-)Budgeting – rules to live by

Tax breaks for homeowners

Becoming a homeowner for the first time, you might not be aware of all the different tax breaks exist - here we look at the ones currently in affect in the Netherlands (2020).
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Tax breaks for homeowners