9 steps to financial freedom

All financial levels are equal, however more are equal than others – financial status exists on a gradient and one will progress up or down with ever coin earned or spent. There are however certain milestones that can carry you along the route to financial freedom. For this article, I wanted to share with you 9 steps to financial freedom.

Getting rid of your mortgage

money, finance, mortgage

Ever wondered why you need to keep paying for 30 years for a house you supposedly own? More and more people are wondering the same and have started paying off their mortgages early to live a mortgage-free life. Are lower monthly payments the holy grail and should everyone just pay off their mortgage as soon as possible? You guessed it, probably not, let’s have a look at pre-paying your mortgage.

Where did all your money go? Tracking your net worth

senior, people, board

You know how much money you are worth right? You might be surprised! Your net worth is much more than a budget and it starts with making a list of all your assets and liabilities, and then subtracting the liabilities from the assets to find out your net worth

Things I wish I knew sooner about mortgages

money, home, coin

Starting to look to buy a new house for the first time? Overwhelmed by the types of decisions and underwhelmed by your knowledge about these topics? I knew I was! This article is to give an overview of basic mortgage philosophies and regulations.