9 steps to financial freedom

All financial levels are equal, however more are equal than others – financial status exists on a gradient and one will progress up or down with ever coin earned or spent. There are however certain milestones that can carry you along the route to financial freedom. For this article, I wanted to share with you 9 steps to financial freedom.

Mortgage calculator

While it might be a discussion on whether or not it is better to buy than rent, it is good to know the numbers associated with your situation to make an informed decision. With that in mind I made a mortgage calculator, or actually two – an international version for people around the world, and a version that uses all the relevant legal limits for the Netherlands, to give an indication of your options.

Life Calendar

Life passes us by, and before we notice we are in the middle of our career – wondering where the time went and how much time we still have left to make up for mistakes made in the past. To illustrate this, the concept of a Life Calendar was created that I wanted share to my readers, to show that we get a fresh box every week.

Money Tracker

Money Tracker

In order for your net worth to grow – it is important to follow your spending habits month by month in order to stimulate a change in your spending habits. For this, I created a money tracker where you can track your income and expenses month by month.

Net worth calculator

Net worth – the all-important number in the world of personal finance. To help facilitate the calculation of your net worth, I created this worksheet that has options to fill in your assets and liabilities to calculate your total net worth automatically. So let me go through the worksheet to have a look at what you can fill out.