Ignorance is bliss
Do you ever feel like that the more you know, the more problems on the road ahead seem to appear? Time for a rant on how it used to be better ‘in the good old days’.
Dr FP
2 surefire ways to build wealth
All secrets of personal finance poured into one simple strategy to build wealth? Read more to find out 2 surefire ways to build wealth!
Are you saving enough?
What would it take for you to quit your job right now? Or in five years from now? People eager to retire as early as possible have noted saving as much as possible will hasten your moment to quit that job. With that in mind, I thought to have a look at the math behind the savings rate and why you may or may not be willing to maximize it.
Retirement Grid
Many people are curious on when they can retire with their current saving habits. With this worksheet, I try to provide flexibility for personal situations as well as proper visual aids.
9 steps to financial freedom
All financial levels are equal, however more are equal than others – financial status exists on a gradient and one will progress up or down with ever coin earned or spent. There are however certain milestones that can carry you along the route to financial freedom. For this article, I wanted to share with you 9 steps to financial freedom.
Amortization Schedule
It is good to know the numbers associated with your mortgage to make an informed decision.
For this reason, I build a calculator to create your own personal (adaptive) amortization schedule. Have a look below.
Life Calendar
Life passes us by, and before we notice we are in the middle of our career – wondering where the time went and how much time we still have left to make up for mistakes made in the past. To illustrate this, the concept of a Life Calendar was created that I wanted share to my readers, to show that we get a fresh box every week.
Money Tracker
In order for your net worth to grow – it is important to follow your spending habits month by month in order to stimulate a change in your spending habits. For this, I created a money tracker where you can track your income and expenses month by month.
Net worth health check
There are several ways that the financial guru’s use to say your net worth should be. To help facilitate your net worth health check, I created a worksheet to help you visualize where you are in your financial journey.
Net worth calculator
Net worth – the all-important number in the world of personal finance. To help facilitate the calculation of your net worth, I created this worksheet that has options to fill in your assets and liabilities to calculate your total net worth automatically. So let me go through the worksheet to have a look at what you can fill out.